EZCORP, Inc. engages in the provision of pawn services. The company is headquartered in Rollingwood, Texas and currently employs 8,500 full-time employees. The firm also sells pre-owned and recycled merchandise, primarily collateral forfeited from pawn lending operations and merchandise purchased from customers. The Company’s U.S. Pawn segment includes its EZPAWN, Value Pawn & Jewelry and other branded pawn operations in the United States. Its Latin America Pawn segment includes its Empeno Facil, Cash Apoyo Efectivo and other branded pawn operations in Mexico, as well as its GuatePrenda and MaxiEfectivo pawn operations in Guatemala, El Salvador, and Honduras (GPMX). The Company’s Other Investments segment primarily includes its equity interest in Cash Converters International Limited (Cash Converters) and its investment in and notes receivable from Founders One, LLC (Founders). At its pawn stores, it advances cash against the value of collateralized tangible personal property and sells merchandise to customers looking for good value.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
03/31/2026
12/31/2025
09/30/2025
06/30/2025
03/31/2025
Revenue
1,476
446
382
336
310
306
Revenue Growth (YoY)
23%
46%
19%
14%
10%
7%
Cost of Revenue
611
186
159
138
127
127
Gross Profit
865
260
222
198
183
178
Selling, General & Admin
106
34
26
23
21
19
Research & Development
--
--
--
--
--
--
Operating Expenses
662
192
162
160
147
144
Other Non Operating Income (Expenses)
3
2
0
0
0
0
Pretax Income
195
65
59
36
34
34
Income Tax Expense
48
15
14
9
8
9
Net Income
146
49
44
26
26
25
Net Income Growth
64%
96%
42%
73%
53%
19%
Shares Outstanding (Diluted)
83.41
83.41
83.28
84.1
82.91
83.14
Shares Change (YoY)
0%
0%
0%
-1%
0%
0%
EPS (Diluted)
1.75
0.58
0.53
0.31
0.31
0.3
EPS Growth
64%
93%
43%
82%
48%
20%
Free Cash Flow
131
38
31
35
25
28
Free Cash Flow Per Share
--
--
--
--
--
--
Gross Margin
58.6%
58.29%
58.11%
58.92%
59.03%
58.16%
Operating Margin
13.68%
15.02%
15.7%
11.01%
11.29%
11.11%
Profit Margin
9.89%
10.98%
11.51%
7.73%
8.38%
8.16%
Free Cash Flow Margin
8.87%
8.52%
8.11%
10.41%
8.06%
9.15%
EBITDA
236
76
68
45
43
42
EBITDA Margin
15.98%
17.04%
17.8%
13.39%
13.87%
13.72%
D&A For EBITDA
34
9
8
8
8
8
EBIT
202
67
60
37
35
34
EBIT Margin
13.68%
15.02%
15.7%
11.01%
11.29%
11.11%
Effective Tax Rate
24.61%
23.07%
23.72%
25%
23.52%
26.47%
Follow-Up Questions
What are EZCORP Inc's key financial statements?
According to the latest financial statement (Form-10K), EZCORP Inc has a total asset of $0, Net loss of $0
What are the key financial ratios for EZPW?
EZCORP Inc's Current ratio is 0, has a Net margin is 0, sales per share of $0.
How is EZCORP Inc's revenue broken down by segment or geography?
EZCORP Inc largest revenue segment is United States Pawn, at a revenue of 836,083,000 in the most earnings release.For geography, United States is the primary market for EZCORP Inc, at a revenue of 836,083,000.
Is EZCORP Inc profitable?
no, according to the latest financial statements, EZCORP Inc has a net loss of $0